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In case your employer enables 401(k) loans — not all do — you sometimes can borrow about half your account equilibrium, approximately $50,000, and you have five years to repay it. Even so, in case you don’t make timely payments, the personal loan may be viewed as taxable earningsTommy is a private finance writer at NerdWallet. He covers savvy

Our editors are devoted to bringing you impartial ratings and information. Our editorial content material isn't affected by advertisers.After you apply for your bank loan, you’ll need to consent into a credit history Test. You’ll also have to provide info Hence the lender can confirm your identification, Speak to facts, work, and money.Upstart